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Daniel Watson, ChFC,CLU,RHU

Products and Services

Individual Products and Services

Financial Planning
When some people think of financial planning, they think of it as a tool for the wealthy. This is a false notion. Everyone can benefit from financial planning! It is true financial planning can offer solutions for complex financial needs. It is also true financial planning can offer solutions for such financial needs as managing cash flow, college funding, accumulating funds for purchasing a home to name a few. In terms of managing cash flow, most people rely on their pay check to generate their cash flow. Thus, managing one's pay check is a need that may be universal. Financial planning can show how best to improve yield on the pay check and still maintain ready access to cash.

Our approach is to first understand what our clients want to achieve and then develop a financial plan that best accomplishes the objective.


 Investment Advising

Our approach to investment advising is centered on the concept of Asset Allocation. We build a portfolio using asset allocation that is most appropriate for each client. Once designed, our job is to continue to monitor the portfolio and make recommendations as needed over time.

 

The first step in our approach is to get a risk assessment of each client. We use a Risk Assessment Questionnaire to give us an indication of each client's risk profile.

 
403(b)

This retirement program is available to employees of public schools, colleges, universities, and certain nonprofit organizations. The employee can have the employer deduct a certain amount form his or her pay check each pay period and the money can be invested in Variable Annuities, Mutual Funds, and Fixed Annuities. The money invested is not currently taxed for federal and state income taxes. Any investment gain is not currently taxed for federal or state income taxes. Ordinary income taxes are generally applied to distributions the year in which they are made.

 

To get more information about our 403(b) plans, email us at:danwatson@dwatsononline.com

Group Products and Services

401(k)

We provide 401(k) plans for a single owner and to an unlimited number of employees.  All of our plan sponsors offer Plan Documentation and a wide array of investment choices.

Group Medical

We offer a variety of group medical plans for 2 or more lives to suit each employers needs.

Group Life

We offer group life plans which can be employer paid or voluntary.

Group Dental

We offer employer paid and voluntary dental plans.

Group Disability

We offer and array of group disability plans which can be employer sponsored or voluntary.

For information on any of the products and services we offer, please contact our office.

Phone:  (630) 572-0260---Fax: (630) 572-0764---email: d
anwatson@dwatsononline.com

 

 

 
 
 

IMPORTANT DISCLOSURES
Securities and Investment Advisory Services offered through Woodbury Financial Services, Inc.,Member FINRA,SIPC and Registered Investment Adviser, PO Box 64284, St. Paul,MN.  55164-0284

Insurance services offered by Daniel Watson Agency, Inc., which is not affiliated with Woodbury Financial Services, Inc.

Broadridge Investor Communication Solutions, Inc. does not provide investment, tax, or legal advice. The information presented here is not specific to any individual's personal circumstances.

To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.

These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.



This communication is strictly intended for individuals residing in the state(s) of AZ, CA, CO, FL, IL, IN, MI, MN, NC, PA, TN, TX and WI. No offers may be made or accepted from any resident outside the specific states referenced.
 


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